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    • San Ramon, CA

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    3. How do you handle interest rate locks for New York new const

    How do you handle interest rate locks for New York new construction projects with unpredictable completion dates?

    Answered
    ·Apr 16, 2026·0

    1 answer

    • AGAmy Gibbs · Senior Loan Officer·Apr 16, 2026·0
      Best answer

      Finding the "best" mortgage product really depends on your long-term financial goals and how long you plan to stay in the home. If you’re looking for stability and plan to be in your property for a decade or more, the 30-year fixed-rate mortgage remains the gold standard. It protects you from market fluctuations and offers a predictable monthly payment that won't change over the life of the loan.